About us
The Stichting European Palestinian Credit Guarantee Foundation (EPCGF) is the first operating guarantee scheme in palestine designed for small and medium Enterprises. It aims to contribute to economic development by stimulating investments in MSMEs through loan guarantees, lending, investment in innovative projects, and technical assistance support.
Learn moreFacilitating USD 19,931,029 in financing across 157 loans through the first half of 2026 to help MSMEs stay resilient.
With an average loan size of USD 126,949, EPCGF remains a steady partner in ensuring financial inclusion through our valued financial institutions
We remain dedicated to supporting all productive industries/ sectors, ensuring that businesses across all fields have a path to growth. During this period, support was notably concentrated in the Trading sector (averaging ~50.5%, with 59% in 1Q and 42% in 2Q) and the Agriculture sector (averaging ~8%, with 6% in 1Q and 10% in 2Q).
While this distribution reflects current market demand, EPCGF is designed to cater to all sectors of the Palestinian economy.
Besides our unrelenting dedication and support to the SMEs, EPCGF is actively engaging with new partners and donors to extend our guarantee services toward smaller loans for MSMEs – the true building blocks of the Palestinian economy. We look forward to sharing more details as this strategic initiative unfolds and takes shape in the third quarter of 2026.
Programs
Regular Scheme
The regular scheme initially launched by the EPCGF is an ongoing loan guarantee program that covers diverse sectors and geographical areas in the West Bank, including East Jerusalem, and the Gaza Strip.
Energy Loans Product
Loan guarantees that help Palestinian enterprises seize the opportunities offered by energy and environmental transitions.
Start-ups
Represents guarantee provided to loans which aim to grow an existing business that has been trading for a minimum of 24 months.
Estidama
This is a joint venture launched with the Palestine Monetary Authority (PMA).
EU Mandate
The joint initiative launched by EPCGF in the beginning of FY 2023 focuses on extending loan guarantees to partner banks and Microfinance Institutions (MFIs) in marginalized areas, including East Jerusalem, Area C, and the Gaza Strip
Trading
59.6%
Industry
11.5%
Agriculture
7.8%
Tourism
1.2%
Others
19.9%
Founding Institutions
Partner Institutions
