About us
The Stichting European Palestinian Credit Guarantee Foundation (EPCGF) is the first operating guarantee scheme in palestine designed for small and medium Enterprises. It aims to contribute to economic development by stimulating investments in MSMEs through loan guarantees, lending, investment in innovative projects, and technical assistance support.
Learn moreFacilitating USD 15,032,224 in financing through the second half of 2025 to help MSMEs stay resilient. With an average loan size of USD 124,233, EPCGF remains a steady partner in ensuring financial inclusion through our valued financial institutions.
During the second half of 2025, the European Palestinian Credit Guarantee Foundation (EPCGF) approved 121 new loan guarantees This activity facilitated the disbursement of USD 15,032,224, marking a 12.3% decrease in value over the corresponding period in 2024, when 128 loans were disbursed, totaling USD 17,131,792.
The data reflects a more cautious lending environment as financial institutions navigate the prevailing situation. Amidst these challenges, EPCGF remains a steady partner, facilitating the vital support MSMEs need to persevere and stay resilient.
Looking forward, we are encouraged by the progress of our newest program launched in February 2025, which is already superseding its planned results. EPCGF remains dedicated to introducing new initiatives in the coming period – including dedicated programs/ paths for green financing amongst others – to further stimulate lending and ensure MSMEs can access the vital finance they need to grow.
Programs
Regular Scheme
The regular scheme initially launched by the EPCGF is an ongoing loan guarantee program that covers diverse sectors and geographical areas in the West Bank, including East Jerusalem, and the Gaza Strip.
Energy Loans Product
Loan guarantees that help Palestinian enterprises seize the opportunities offered by energy and environmental transitions.
Start-ups
Represents guarantee provided to loans which aim to grow an existing business that has been trading for a minimum of 24 months.
Estidama
This is a joint venture launched with the Palestine Monetary Authority (PMA).
EU Mandate
The joint initiative launched by EPCGF in the beginning of FY 2023 focuses on extending loan guarantees to partner banks and Microfinance Institutions (MFIs) in marginalized areas, including East Jerusalem, Area C, and the Gaza Strip
Trading
59.6%
Industry
11.5%
Agriculture
7.8%
Tourism
1.2%
Others
19.9%
Founding Institutions
Partner Institutions
